Donahue Real Estate Company



Posted by Donahue Real Estate Company on 7/19/2018


83 Bruce Rd, Walpole, MA 02081

Single-Family

$369,900
Price

5
Rooms
3
Beds
1
Baths
Just listed ! Enjoy the rest of the summer in this beautiful ranch located in North Walpole. Relax in this bright and sunny three bedroom, 1 bathroom home situated on a large lot on a quiet side street but close to schools, shopping, dining and hiking. Enjoy your coffee with morning in the kitchen and then sit back in the living room with the warm sun at dusk. This home features newer windows, custom blinds, newer washer and dryer and hardwood floors throughout. Large partially basement is ready for your finishing touches . Don't miss out on this opportunity to live in one of Walpole's finest neighborhoods. Bring your checkbook to 1st Open House Sunday 12-2PM.
Open House
Sunday
July 22 at 12:00 PM to 2:00 PM
Cannot make the Open Houses?
Location: 83 Bruce Rd, Walpole, MA 02081    Get Directions

Similar Properties





Categories: Open House  


Posted by Donahue Real Estate Company on 7/19/2018


83 Bruce Rd, Walpole, MA 02081

Single-Family

$369,900
Price

5
Rooms
3
Beds
1
Baths
Just listed ! Enjoy the rest of the summer in this beautiful ranch located in North Walpole. Relax in this bright and sunny three bedroom, 1 bathroom home situated on a large lot on a quiet side street but close to schools, shopping, dining and hiking. Enjoy your coffee with morning in the kitchen and then sit back in the living room with the warm sun at dusk. This home features newer windows, custom blinds, newer washer and dryer and hardwood floors throughout. Large partially basement is ready for your finishing touches . Don't miss out on this opportunity to live in one of Walpole's finest neighborhoods. Bring your checkbook to 1st Open House Sunday 12-2PM.
Open House
No scheduled Open Houses

Similar Properties





Categories: New Homes  


Posted by Donahue Real Estate Company on 7/18/2018


12 Thomas St, Walpole, MA 02081

Single-Family

$529,000
Price

6
Rooms
3
Beds
2
Baths
Welcome Home! This vinyl clad ranch style home has been updated inside and out. Situated on a large corner lot in the OPR/Bird Middle School district, it offers a large fenced in yard perfect for entertaining, along with a deck and screened in porch. Hardwood floors throughout. Sun-filled living room with fireplace leads to the open kitchen with stainless steel appliances and granite counter tops. The proper dining room has a built in china cabinet. There are two nice size bedrooms and a full tiled bath. The master suite offers a master bath complete with walk in shower and stackable laundry. Basement is unfinished and waiting to be converted to whatever you need; playroom, home office, exercise room. Short distance to the commuter rail, 95 and Patriot Place. Commuter OPEN HOUSE Thursday, 5:00-7:00pm
Open House
Thursday
July 19 at 5:00 PM to 7:00 PM
COMMUTER OPEN HOUSE: Thursday July 19th from 5:00-7:00 Updates include; newer roof, siding, sewer connection, windows, heating system, central air, kitchen and baths. You don't want this one to get away!!!
Cannot make the Open Houses?
Location: 12 Thomas St, Walpole, MA 02081    Get Directions

Similar Properties





Categories: Open House  


Posted by Donahue Real Estate Company on 7/18/2018


12 Thomas St, Walpole, MA 02081

Single-Family

$529,000
Price

6
Rooms
3
Beds
2
Baths
Welcome Home! This vinyl clad ranch style home has been updated inside and out. Situated on a large corner lot in the OPR/Bird Middle School district, it offers a large fenced in yard perfect for entertaining, along with a deck and screened in porch. Hardwood floors throughout. Sun-filled living room with fireplace leads to the open kitchen with stainless steel appliances and granite counter tops. The proper dining room has a built in china cabinet. There are two nice size bedrooms and a full tiled bath. The master suite offers a master bath complete with walk in shower and stackable laundry. Basement is unfinished and waiting to be converted to whatever you need; playroom, home office, exercise room. Short distance to the commuter rail, 95 and Patriot Place. Commuter OPEN HOUSE Thursday, 5:00-7:00pm
Open House
No scheduled Open Houses

Similar Properties





Categories: New Homes  


Posted by Donahue Real Estate Company on 7/18/2018

There are so many factors that go into buying a home. How much money do you have saved up? What is your debt amount? Hw much money do you make each month? Can you afford the neighborhood that youíd like to live in? All of these questions are swirling around the minds of all first-time homebuyers. Did you know that how long you have been at a job is just as important as your income as a factor in getting approved for a mortgage? 


Your ability to repay is why the lender is looking at so many different numbers and factors about your financial situation. Employment overall plays a large stake in the mortgage application. Lenders will look at your past employment history along with the job that your currently have. They are also concerned with your future employment status. Your lender will get an idea of your overall plan for your career and employment through looking at your history. 


As a first-time homebuyer, you most likely donít have the employment history of more seasoned homebuyers. Generally, most people who are buying a home for the first time are pretty young in their careers. As a rule of thumb, lenders will look at your employment history over the past two years. The lender wants to see your industry focus. Maybe you have stuck with one career direction, or maybe you have hopped around a bunch. As a hint, jumping around from job to job and field to field doesnít look very good to mortgage lenders. Job floaters tend to appear as if they have no plans for the future. 


Good Career Moves


Staying a software engineer, but moving from the medical industry to the financial industry is an acceptable and smart move in the eyes of lenders. Yet, leaving your stable job in accounting to pursue a career in acting would not be looked upon favorably in the eyes of a mortgage lender.


It doesnít matter how much money you have saved up, often, without employment history, a lender may not consider you as a dependable buyer. Your lender wants to see that your income is stable for a period of at least three yearís time.


Income Matters 


You wonít have the same work history as a first time homebuyer as you would if you were a bit more seasoned. When lenders look at your income history, not having a lot of work history can be a detriment to many factors. If your income is an annual salary, for example, your lender will divide that salary by 12 in order to get a monthly income. If you havenít been at the job for a full year or took a pay cut during times of training, those numbers will be affected.


For hourly employees, overtime may be a problem as it may not be factored in with the equation if there isnít a history of at least two years on the job. 


While it isnít impossible to buy a home with a short employment history, itís advisable to wait until you have some significant time under your belt before you dive into the home buying process.




Tags: finances   self employed  
Categories: Uncategorized