Donahue Real Estate Company



Posted by Donahue Real Estate Company on 1/2/2019

If you're in the market for a new home, one of the first things you need to determine is how much of a monthly mortgage payment you can comfortably afford. A loan officer or mortgage broker can help you figure that out, based on your income, debts, and other information.

One thing they probably won't include in the equation is the cost of home maintenance and other essential services, like garbage collection.

Ultimately, it's up to the homeowner to build in enough "breathing room" in their budget to cover unexpected expenses. Although you can't predict exactly what those expenses will be or how much they'll cost, it's virtually guaranteed that they're going to occur. Whether you're planning to buy a new house or a mid-century dwelling, here's the short list of typical homeowner expenses that could crop up. While all these items may not apply directly to your situation, many of them eventually will.

  • Plumbing repairs: Leaky pipes, clogged drains, and broken plumbing fixtures are common problems in most homes. You may also need a plumber to fix or install a garbage disposal, repair or replace a hot water heater, or hook up a new refrigerator to your water supply.
  • HVAC services: When you combine the cost of semi-annual routine service calls and unexpected emergency repairs, the cost of maintaining your heating and cooling systems can really take a bite out of your household budget!
  • Appliance repair: The typical family depends on at least a half a dozen major appliances to prepare meals and keep their clothes and dishes clean. When one or more of those appliances break down, chaos can ensue! In many cases, it's more cost-effective and practical to call a repair service than buy a new appliance.
  • Exterminator services: Regardless of whether you live in the city or the country, unexpected and unwelcome insects, rodents, and other miscellaneous varmints can show up in your home and yard. Sometimes it's even necessary to call a wildlife control specialist to remove skunks, raccoons, and other intruders!
  • Electrical repairs and upgrades: Although electrical repairs are occasionally needed for safety reasons, most calls to electricians are more routine in nature. However, when light switches, electrical outlets, and ceiling lights stop working, it can be a huge inconvenience for you and your family. In some cases, you might even be desperate enough to pay extra for emergency electrical service on weekends!
  • Miscellaneous expenses: Garage door repairs, fireplace cleaning, swimming pool maintenance, deck repairs, rain gutter cleaning, professional carpet cleaning, landscaping, fence repair, home siding repair, and wet basement problems are a few of the many expenses that may require you to dip into your savings or household budget.
If you happen to be a first-time homeowner, you may also need to shell out hundreds (or thousands) of dollars for items like a lawn mower, yard maintenance tools, snow blower, vacuum cleaner, furniture, and interior painting supplies. While home ownership, decorating, and yard maintenance can give you a feeling of satisfaction and pride of ownership, it's necessary to earmark a sufficient amount of money to pay for those sometimes unexpected costs!





Posted by Donahue Real Estate Company on 5/9/2018

According to recent data, allergies affect up to 30% of adults and 40% of children in the United States. Over-the-counter medications can provide some relief, but allergies persist and are a source of discomfort and annoyance for many of us.

One place we can all agree should be a place of comfort and relaxation is our homes. However, allergies are at their fiercest in most homes from dust, pets, pollen, or even mold.

In today’s post, we’re going to talk about some common household allergens and how to protect your home against them.

Safeguard your home against mold

Mold is gross at its best and dangerous at its worst. Caused by excess moisture, the most important thing you can do to prevent mold in your home is to identify areas that are at risk.

Bathrooms, basements, and around faucets are all prone to water damage and mold. Usually, the best intervention to take is to provide proper ventilation. A well-ventilated room dries out quicker and prevents mold from growing in the first place.

Many surfaces in your home, such as wood, drywall, paper, and cardboard are all susceptible to mold growth. Use a mold-inhibiting paint to prevent the mold from growing in the first place.

Prevent indoor pollen

Protecting your home from pollen is trickier than you might think. Most of us like to open doors and windows in the summer time to let fresh air in. The problem? We inadvertently let the pollen in as well.

There are a number of ways to decrease pollen inside of your home. Using HEPA complaint filters in your home and vacuum cleaner can help.

Vacuuming often and emptying the vacuum outside can also have an impact on reducing pollen indoors.

Defend against dust mites

Arguably the nastiest item on the list, dust mites feed on dead skin and love warm temperatures and moderate humidity. This makes the interior of your home the perfect place for dust mites to thrive.

Frequently washing your bedding, dusting your home, and vacuuming with a HEPA certified filter are among the best things you can do to help reduce dust mites in the home.

Protecting against pet allergies

The most important thing you can do to prevent pet allergies is to make sure you aren’t allergic to a pet before bringing them into your home. However, if an allergy does arise, it can often be managed with the use of air and vacuum filters and a strict cleaning regimen.

Some people who suffer mild pet allergies are able to cope with them by simply making their bedroom a no-pet zone and keeping up with cleaning.

Finally, keep in mind that outdoor pets can often bring in pollen from outside. So, when letting your pets in the home in the spring and summer time, try to give them a quick brush down.




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