Donahue Real Estate Co.



Posted by Donahue Real Estate Co. on 10/19/2018


33 Wall Street, Canton, MA 02021

Single-Family

$399,000
Price

6
Rooms
3
Beds
1
Baths
Looking for an updated condo alternative within walking distance to town center and commuter rail? Your search is over! Three fantastic bedrooms, modern tile bath, granite kitchen with island and stainless appliances, living room, dining room and hardwood floors throughout. A three season porch, detached garage and pretty backyard complete this home. Great updates, great living space, great location.
Open House
Saturday
October 20 at 1:00 PM to 2:30 PM
Cannot make the Open Houses?
Location: 33 Wall Street, Canton, MA 02021    Get Directions

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Categories: Open House  


Posted by Donahue Real Estate Co. on 10/18/2018


14 Elm Street, Canton, MA 02021

Single-Family

$759,000
Price

8
Rooms
4
Beds
3
Baths
This stunning Custom Colonial on scenic Elm Street is the home you've been waiting for. High end finishes throughout including a custom built gourmet kitchen with island and breakfast bar, formal dining room with french doors leading to your spacious living room, newly updated full bathroom on main level, fireplace with pellet stove and beautiful built ins. The second floor boasts a master suite with custom walk in closets, master bathroom with jacuzzi tub and tiled shower, plus two additional spacious second floor bedrooms, laundry room and full bathroom. Cherry and bamboo flooring and custom woodwork throughout the home, plus a beautiful backyard with new deck and sport court. Approximately 600 square feet of additional finished living space in the lower level is an added bonus.
Open House
Sunday
October 21 at 11:00 AM to 12:30 PM
Cannot make the Open Houses?
Location: 14 Elm Street, Canton, MA 02021    Get Directions

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Categories: Open House  


Posted by Donahue Real Estate Co. on 10/14/2018

If you’ve been considering taking the next step toward homeownership, you’ve likely heard about FHA loans. Offered by the Federal Housing Administration (hence, “FHA”), these loans are great for a number of people hoping to purchase a home but who don’t have a large down payment saved.

There are many misconceptions about FHA loans since they’re often advertised by large, private mortgage lenders but are technically a government program. In order to clear up some of the confusion, we’ve provided answers to some frequently asked questions regarding FHA loans.

Read on to learn about FHA loans and how they might help you purchase a home.

Who issues an FHA loan?

FHA loans aren’t issued by the government. Rather, they’re issued by private lenders but insured, or “guaranteed,” by the government.

Since lenders want to make sure they’ll see a positive return from lending to you, they typically want you to have a high credit score and a large down payment (typically 20%). However, not everyone is able to meet those requirements. In this situation, the FHA is able to help you acquire a loan by giving your lender a guarantee.

Are there different types of FHA loans?

Yes. In fact, there are nine distinct types of loans guaranteed by the FHA. These include fixed rate mortgages, adjustable rate mortgages, refinance loans, reverse mortgages, VA loans, and more.

What do you need to qualify for an FHA loan?

It’s a common misconception that you need to be a first-time buyer to qualify for an FHA loan. However, if you have previously owned a home that was foreclosed on or if you’ve filed for bankruptcy, the foreclosure and bankruptcy have to be at least three years old.

You’ll also need to demonstrate a stable employment history, usually including two years of employment with the same employer.

Finally, the FHA will ask you for your current and previous addresses, the last two years tax returns, and the W-2 forms from any of your recent jobs.

What is the most I can borrow with an FHA loan?

The FHA sets mortgage limits on loans depending on the state and county you’ll be living in. For a single-family home, the limit ranges from $275,000 to $451,000. So be sure to check the limits for your state and county.

Can you refinance an FHA loan?

Refinancing a loan is a great way to receive a lower interest rate or to shorten the term of their mortgage to save in the total number of interest payments. In fact, the FHA typically only allows refinancing when it will result in lower interest payments on a loan.

What is the minimum credit score needed to qualify for an FHA loan?

While you don’t need excellent credit to qualify for a loan, the FHA will require you to have a score of at least a 580. You can check your score for free online from a number of companies, such as Mint or Credit Karma. Be aware, however, that scores vary between credit bureaus. So, it’s a good idea to check your FICO score once per year, which is the score used by mortgage lenders.




Categories: First Time Buyer   FHA Loans   Mortgage   FAQ  


Posted by Donahue Real Estate Co. on 10/11/2018


33 Wall Street, Canton, MA 02021

Single-Family

$399,000
Price

6
Rooms
3
Beds
1
Baths
Looking for an updated condo alternative within walking distance to town center and commuter rail? Your search is over! Three fantastic bedrooms, modern tile bath, granite kitchen with island and stainless appliances, living room, dining room and hardwood floors throughout. A three season porch, detached garage and pretty backyard complete this home. Great updates, great living space, great location.
Open House
Sunday
October 14 at 12:00 PM to 2:00 PM
Cannot make the Open Houses?
Location: 33 Wall Street, Canton, MA 02021    Get Directions

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Categories: New Homes  


Posted by Donahue Real Estate Co. on 10/11/2018


33 Wall Street, Canton, MA 02021

Single-Family

$399,000
Price

6
Rooms
3
Beds
1
Baths
Looking for an updated condo alternative within walking distance to town center and commuter rail? Your search is over! Three fantastic bedrooms, modern tile bath, granite kitchen with island and stainless appliances, living room, dining room and hardwood floors throughout. A three season porch, detached garage and pretty backyard complete this home. Great updates, great living space, great location.
Open House
Sunday
October 14 at 12:00 PM to 2:00 PM
Cannot make the Open Houses?
Location: 33 Wall Street, Canton, MA 02021    Get Directions

Similar Properties





Categories: Open House  




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